SENATE COMMERCE COMMITTEE

STATEMENT TO

SENATE, No. 1322

STATE OF NEW JERSEY

DATED:  JUNE 8, 2026

      The Senate Commerce Committee reports favorably Senate Bill No. 1322.

      This bill requires consumer reporting agencies to provide the consumer with a free credit report three times during any 12-month period upon the request of a consumer.  Current law requires the credit report to be provided without charge once during any 12-month period.

      This bill was pre-filed for introduction in the 2026-2027 session pending technical review.  As reported, the bill includes the changes required by technical review, which has been performed.