SENATE BUDGET AND APPROPRIATIONS COMMITTEE

STATEMENT TO

SENATE, No. 1888

STATE OF NEW JERSEY

DATED:  DECEMBER 15, 2025

      The Senate Budget and Appropriations Committee reports favorably Senate Bill No. 1888.

      As reported, this bill increases the penalties for identity theft when the victim is a senior citizen or veteran.

      Under current law, if the actor obtains a benefit or deprives another of a benefit in an amount less than $500 and the offense involves the identity of one victim, the offense constitutes a crime of the fourth degree and a second or subsequent offense constitutes a crime of the third degree.  Under this bill, if the victim is a senior citizen or veteran, a first offense constitutes a crime of the third degree and a second or subsequent offense constitutes a crime of the second degree.

      In addition, current law provides that if an actor obtains a benefit or deprives another of a benefit in an amount of at least $500, but less than $75,000 or the offense involves the identity of at least two but less than five victims, the actor is guilty of a crime of the third degree.  Under this bill, if any of the victims is a senior citizen or a veteran, the offense constitutes a crime of the second degree.

      Further, under current law, if the actor obtains a benefit or deprives another of a benefit in the amount of $75,000 or more, or the offense involves the identity of five or more victims, the actor is guilty of a crime of the second degree.  Under this bill, if any of the victims is a senior citizen or a veteran, the offense constitutes a crime of the first degree.

      In addition, current law provides that a person who knowingly distributes, manufactures, or possesses any item containing personal identifying information pertaining to another person, without that person’s authorization and with knowledge that the actor is facilitating a fraud or injury to be perpetrated by anyone is guilty of a crime of the fourth degree.  Under this bill, in cases where the item containing personal identifying information was obtained through records owned or maintained by a continuing care retirement community, nursing home, retirement community, or veterans’ facility, the offense constitutes a crime of the third degree.

      Current law also provides that if the person distributes, manufactures, or possesses 20 or more items containing personal identifying information pertaining to another person, or five or more items containing personal identifying information to five or more separate persons without authorization and with knowledge that the actor is facilitating a fraud or injury to be perpetrated by anyone the person is guilty of a crime of third degree.  Under this bill, if the items containing personal identifying information were obtained through records owned or maintained by a continuing care retirement community, nursing home, retirement community, or veterans’ facility, the offense constitutes a crime of the second degree.

      Finally, current law provides that if a person distributes, manufactures, or possesses 50 or more items containing personal identifying information pertaining to another person or 10 or more items containing personal identifying information pertaining to five or more separate persons, without authorization and with knowledge that the actor is facilitating a fraud or injury to be perpetrated by anyone the person is guilty of a crime of the second degree.  Under this bill, if the items containing personal identifying information were obtained through records owned or maintained by a continuing care retirement community, nursing home, retirement community, or veterans’ facility, the offense constitutes a crime of the first degree.

      A crime of the fourth degree is punishable by up to 18 months imprisonment, a fine of $10,000, or both.  A crime of the third degree is punishable by three to five years imprisonment, a fine of up to $15,000, or both.  A crime of the second degree is punishable by five to 10 years imprisonment, a fine of up to $150,000, or both.  A crime of the first degree is punishable by 10 to 20 years imprisonment, a fine of up to $200,000, or both.

FISCAL IMPACT:

      The Office of Legislative Services (OLS) finds that this bill will result in annual indeterminate State and local expenditure increases.  The following State and local agencies would incur caseload and expenditure increases: (1) the Department of Law and Public Safety would prosecute cases or provide guidance and other information to the county prosecutors; (2) county prosecutors would have to prosecute additional cases if the increased penalties create a reluctance on the part of the defendant to enter a guilty plea; (3) the Judiciary may have to adjudicate additional cases; (4) the Office of the Public Defender may have to represent additional low-income criminal defendants; and (5) the Department of Corrections may have to house more inmates for longer terms of imprisonment and the State Parole Board would have to supervise their return to society.

      The OLS does not have sufficient information on the potential increase in the number of convictions and terms of imprisonment resulting from the bill’s provisions and therefore is unable to estimate the costs to the State.  The OLS finds that to the extent that the bill will result in additional incarcerations, based on information provided by the Department of Corrections, the FY 2024 average annual cost for housing, ensuring security, and providing services to an incarcerated individual was $75,254, whereas the average daily cost was $11.39.

      The OLS notes the State may receive indeterminate revenue from increased fines imposed on individuals convicted of the upgraded crime under this bill.  However, the State’s ability to collect criminal fines and penalties has historically been limited.